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To: Kirk © who wrote (115181)	8/19/2021 2:55:35 PM
From: John Koligman	1 Recommendation Recommended By Kirk © Read Replies (1) \| Respond to of 116595

The other thing I noticed is that some groups are 'transitioning' their primary care physicians to patients with Advantage plans only. They claim the care will take more time and be more 'comprehensive', hence the change. My cynical side says maybe it is also due to money/reimbursement advantages, but thought I'd mention it. Here is part of a letter our group sent my wife, as her primary care physician is included in the move. "Our New, Comprehensive Primary Care Initiative for Medicare Advantage PatientsAt DuPage Medical Group our physicians and associates are committed to providing our patients with the highest quality health care. We continuously seek new ways in which we can enhance patient care and their overall patient experience. DuPage Medical Group is excited to announce our new – Comprehensive Primary Care Initiative for Medicare Advantage patients. This Initiative will allow a select number of DMG Primary Care Physicians (listed below) to transition their Medicare (Age 65+) practices to the more comprehensive patient and wellness focused care models promoted by certain Medicare Advantage plans. Effective January 1, 2021, and due to the additional demands on their time that this Initiative will require, those select Physicians will only continue to serve as a primary care physician to those Medicare-eligible patients which are enrolled in the Medicare Advantage plans they participate in. They will no longer continue seeing primary care patients with traditional Medicare insurance. Medicare Advantage plans typically provide additional benefits not available under traditional Medicare. These plans may also provide benefits that address patients’ social and environmental needs as well. Patients impacted by this change should have received a letter from their primary care physician advising of this change and specifying the Medicare Advantage plans they participate in. More information as to particular plan benefits may be obtained by contacting a licensed and independent insurance agent, if you do not have an agent we have partnered with agents who can help. They can be reached at 855-429-1086 for a no obligation Medicare benefit plan review. Their goal is to help our patients find the best plan that fits their individual healthcare needs. All physicians will continue to accept patients with Commercial insurance plans that are currently accepted by DMG. Please refer to the Insurance information page in the Resources section of our site for a list of DMG accepted Insurance Plans."

To: Kirk © who wrote (115181)	8/20/2021 4:31:16 PM
From: Rarebird	Respond to of 116595

The Dental insurance I have in my Plan G supplemental Plan is basic and does not include periodontal cleanings, which I need and have seperate insurance for. As for gym memberships, that is a bit overrated as it only costs $10 a month for a good gym membership in Las Vegas. I had that gym membership with Cigna Plan G for $25 a year. But Aetna and the other providers dropped that this year ( and some the year before). You make a good case for being on a Medicare Advantage plan. But just make sure you stay put in your local network and don't get sick if you are travelling outside your local network. If you do, you will be charged a small fortune, outside of what is considered an emergency.