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To: John Koligman who wrote (115180)8/19/2021 2:33:31 PM
From: Kirk ©  Read Replies (2) | Respond to of 116596
 
Thanks for the info. I like having the added funds for health clubs, dentist and vision. I think it is because those "all in one" plans save a lot of costs to overhead so they entice us with extras that help keep us even more healthy. My list of questions for my decision include can I get the insurance for my current dentist who won't take my $100 per year Costco plan any more as they lose too much money on me... and can I get $ for swimming at the Elks Club and yoga classes at my local 24hr fitness when I'm up for returning to indoor workouts without masks.



To: John Koligman who wrote (115180)8/20/2021 4:21:30 PM
From: Rarebird  Read Replies (1) | Respond to of 116596
 
My supplemental Plan G plan with Aetna costs me $143 a month. The problem with these plans are that there are 8-10% rate increases per year. I was with Cigna Plan G for 3 years and switched out to Aetna Plan to save $50 per month. Same benefits for both. So, in a way, it is like trading.

What I don't like about the Medicare advantage plans is that G-d forbid you get unexpectedly sick and are out of your home area, you better be careful what hospital or doctor you see because if it is not in network, you will get charged a fortune.

If you plan on staying put in your home area, then medicare advantage is worth it if your network is composed of top doctors and hospitals.

I understand in cases of emergency the extra fees are waived. But that can be a debatable point outside of sudden heart attacks and epileptic seizures.