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To: tejek who wrote (623)	5/18/2012 3:19:21 PM
From: John Vosilla	Read Replies (1) of 1623

Why are my credit scores different from what my lender tells me? There is a lot of confusion surrounding credit scores and part of the problem is that the repositories ( TransUnion, Equifax, and Experian) have created a overlapping score called Vantage. A Credit score by a different name. I believe that they have deliberately created confusion over scores by making their scoring model slightly higher than FICO. What is Credit? What is credit and how can your credit create such a big swing in credit scores? watch this video fro free online credit information. Score Equivalence FICO —to— Vantage 781-850 — 900–990 681-780 — 800–899 610-681 — 700–799 500-609 — 600–699 300-499 — 501–599 http://www.thecreditguy.tv/the-repositories-are-deliberately-creating-confusion-over-credit-scores-%EF%BB%BF/